The Efficiency Engine: 5 Takeaways from Kinsale Capital’s Q3 2025 Results

Operating EPS increased 24% to $5.21, beating analyst estimates of $4.80, with revenue reaching $497.5 million ( Kinsale Q3 2025 Press Release). Combined ratio of 74.9% and nine-month operating ROE of 25.4% demonstrate sustained underwriting excellence ( ). Commercial Property rate declines stabilized from -17% in Q2 to -8% in Q3, signaling a market inflection […]